How To Choose The Right Size of Wallet

by Igor Monte updated 02-01-2025

a brown leather card holder and a wallet side by side

The best wallet will fit seamlessly into your life, enabling you to manage daily essentials smoothly, without sacrificing your professional image.

This choice isn't just about appearance; it's about getting a solution in place that matches the demands of your lifestyle and supports your day-to-day requirements.

Let's take a look at ways that you can determine which wallet size meets your requirements best whilst aligning with your routines and providing confidence in each setting you find yourself in.

Here's a quick summary:

Wallet Type Best For Why Choose This Size?
Cardholder Minimalists, night outs, or tight-fitting clothes - Slim and lightweight
- Ideal for carrying just essential cards
- Fits comfortably in small pockets
Bifold Wallet Everyday use, casual and semi-formal settings - Compact but holds multiple cards and cash
- Offers a balance between functionality and size
- Suitable for most routines
Trifold Wallet Those needing maximum storage in a small footprint - More compartments for cards, cash, and IDs
- Thicker, but still fits in larger pockets
- Great for those with higher organizational needs
Travel Wallet Frequent travelers, business professionals on the go - Holds passports, tickets, multiple currencies
- RFID protection and additional compartments
- Perfect for travel efficiency and organization

Wallet Essentials vs Nice-to-haves

When you're thinking about buying a wallet, start by examining the items you want to carry.

In Q3 of 2025, 339 million Americans own a Mastercard credit card (source), and it's highly likely you'll own multiple cards for other purposes, such as ID cards or loyalty cards.

It's important that each item in your wallet serves a specific purpose, so let's do an audit:
  1. Assess Credit Cards: Do you really need to carry multiple credit cards every day, or would one primary card and a backup be a better solution? A clear strategy will cut the requirement for bulkier options.
  2. Digital Alternatives for Membership Cards: If you carry membership or loyalty cards, think about using digital versions if they are available. Many brands are now offering app-based alternatives. These allow you to retain access while freeing up space.
  3. Compact Wallet Options: A slim bifold wallet or compact cardholder could be suitable for your needs if you're able to reduce physical clutter. It can make your approach to managing your finances more organized.

Business Traveler Tip: If you're a frequent business traveler who manages multiple currencies, a bifold that has separate compartments can help you to keep different bills organized neatly, so you don't have to fumble when you need to make a purchase. This setup supports precise functionality and is ideal for situations such as global business meetings where efficiency is vital.

Insight: Streamlining the contents of your wallet will make things more efficient and ensure you always have what you need when you need it.

Wallet Size vs Clothing Choice

wallet location

Wardrobe Influence: Your wardrobe choices can significantly influence the kind of wallet that will be most comfortable.

  • Suits and Slim Wallets: If you're wearing a well-fitted suit, a slim wallet that discreetly fits inside your jacket pockets or slimmer trousers could be suitable as it will help you maintain the clean lines and fit of the garment (get inspired here). Bulky wallets can distort the fabric of your suit and can even damage it over time.
  • Leather Quality: Choose full-grain vegetable-tanned leather if a refined look that ages well appeals to you. This material is popular as it develops character and keeps its structure over time. It's noted for the way that it maintains a sleek profile and becomes softer over time. Full-grain leather is famously durable and is a dependable choice for people who value both quality and a polished appearance - which is why we use it in all Von Baer wallets (see them here).
bifold leather wallet coin pocket example

For Varied Styles: If your style switches between formal and casual, modular designs will give you adaptability. These wallets come complete with detachable compartments, which enable you to adjust the size depending on what you need to access throughout the day. This versatility enables you to maintain a streamlined appearance for formal events while expanding when you require more space on casual days. This ensures that your accessories will match your outfit but won't complicate it.

We wrote a more detailed article on where to carry your wallet here, and a comparison of cardholders vs wallets here.

Insight: Opt for a wallet that matches the structure and fabric of your wardrobe. This ensures it will support both your professional and casual attire.

A Wallet That Fits Your Lifestyle

leather bifold wallet

Whether you're traveling, commuting, or navigating various professional environments, your daily routines will play a pivotal role in determining the wallet size and features that will work best for you.

  • Frequent Travelers: RFID protection can protect your cards against data theft and speed up check-ins and transactions in busy transit hubs. It's an incredibly practical solution for a busy lifestyle.
  • Organized Access: If you need to move across a range of environments as part of your work, a bifold wallet that comes with dedicated compartments for ID and access cards will give you swift access. This useful organizational feature will help you source the right card instantly and reflect a professional and efficient image when you're entering the office or away from it, meeting clients.
  • Networking Situations: Wallets that come with separate sections for business cards ensure they stay pristine yet easy to access. This style of compartmentalization reflects attention to detail. This is essential in professional environments where making the right first impression is vital.

Insight: Choose a wallet that aligns with the most regular and essential interactions in your daily routine. This will help you maintain efficiency and a professional image.

Best Wallet Material

leather bifold wallet

Material Importance: Functionality and durability are as just as essential as aesthetics.

  • High-Quality Leather: High-quality leather gives you durability and adapts to the content that it holds. It also becomes more supple over time. However, the choice of leather is very important. Full-grain vegetable-tanned leather is the strongest option as it maintains its form whilst developing a rich patina as time goes by (which is why we use it in all Von Baer wallets). It's an investment for people who appreciate both the elegance and longevity of timeless style.
  • Stitching Quality: Hand-stitched seams tend to give you more durability than their machine-stitched counterparts, especially when the wallet is used frequently. If you value long-lasting accessories, these small features will ensure your wallet can withstand your busy lifestyle and maintain an elegant look at the same time.

Additional Flexibility: For more versatility, think about purchasing a wallet that has multifunctional features such as detachable coin pouches. Extra folds for documents can also be valuable. These designs give you the chance to customize your wallet in line with your needs and expand its functionality without compromising on structural integrity.

We have a more detailed article on wallet materials here.

Insight: Invest in materials and craftsmanship that offer vast elegance and durability. These ensure that the wallet stays both stylish and functional for many years to come.

Adaptability vs Multiple Wallets

man on flight holding wallet

Mobility and adaptability are essential in high-paced environments like the city.

Wallets should be efficient enough to keep up with your lifestyle and deliver strategic organization and a compact form that easily fits in the pocket (source).

  1. Modular Designs: Modular designs or expandable compartments are flexible enough to let you adjust what you carry depending on what the day demands. This ensures you'll never be caught off guard by unplanned business lunches or casual meetings.
  2. Compact Functionality: Slim wallets with optional zippered compartments give you additional space for coins or cash when you need it without becoming awkward to use. They ensure you always have access to what you need when you need it, whether you need to split a bill or organize any loose change that you're carrying.
  3. Money Clip: Integrated money clips are also highly effective (see one here). They can help you keep your bills secure and organized, but they don't mean dealing with bulk or a traditional cash compartment.

Seamless Transitions: Adaptable designs enable effortless movement between settings, whether you're heading to a conference, a coffee meeting, or working your way through crowded urban spaces. The aim is to ensure that you always have what you need at your fingertips and are prepared for any scenario without your comfort or style being compromised.

Alternatively, consider owning more than one wallet:

minimalist leather card holder

Sometimes, one wallet just can't adapt to enough situations, so you should consider purchasing more.

Personally, I like to own three wallets for the following scenarios:

  1. Classic Bifold Wallet - plenty of space for cards and cash, perfect for day-to-day activities.
  2. Minimalist Cardholder - this is a slim wallet I can use for a night out or when my trouser pockets are particularly tight. It's more lightweight and sleek.
  3. Travel Wallet - this is ideal for moving through an airport, when I need my passport, boarding passes, foreign currency, and travel cards all in one place. I usually keep it in my internal jacket pocket.

Summary of Expert Considerations

  • Efficient Organization: Simplify your wallet's contents by prioritizing your most essential items.
  • Wardrobe Compatibility: Opt for a wallet that matches the fit and structure of your outfit.
  • Routine-Specific Design: Look for a wallet with features that align with your daily routines, including commuting and client meetings.
  • High-Quality Materials: Make an investment in craftsmanship and premium leather for both durability and style.
  • Urban Adaptability: Choose a wallet that transitions smoothly across a range of environments and settings so you have all the flexibility you need.

These insights make it easier for you to make choices that support both your daily routines and your professional image so your wallet is as effective and efficient as you need it to be.

Author: Igor Monte

Igor Monte is the co-founder of Von Baer. He's an expert in all things premium leather, from being an end-user right up to the design and manufacturing process. His inside knowledge will help you choose the best leather product for you.

We strive for the highest editorial standards, and to only publish accurate information on our website.

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